Proof of Service

• Active Duty: A statement of service signed by, or by direction of, the adjutant, personnel officer, or commander of your unit or higher headquarters showing:
  • Your full name
  • Social Security number
  • Date of birth
  • Entry date on active duty
  • Duration of lost time, if any
  • Name of the command providing the information
• Veterans: DD Form 214, Certificate of Release or Discharge from Active Duty.

Basic Personal and Financial Information

• Recent pay stubs
• Personal identification (e.g. driver’s license, passport)
• Social Security number
• Proof of additional income
• Employment history
• Personal assets
• Debt information

Credit Report

Lenders will obtain this, but it’s recommended to be familiar with your credit score and report.

VA Loan Certificate of Eligibility (COE)

Essential for those using the VA loan program.

Loan Pre-Approval

Recommended for clarity on affordability and to show purchase seriousness.

Personal Documents

• If married: Marriage certificate
• If divorced: Divorce decree
• If you have dependents: Birth certificates or adoption paperwork

Proof of Homeowner’s Insurance

Required before closing on a home.

Home Inspection Report

Recommended for a comprehensive understanding of a property’s condition.

Appraisal

For VA loans, an appraisal ensures VA property requirements are met and to assess its value.

Purchase Agreement

A contract between the buyer and seller detailing the sale’s terms and conditions.

Power of Attorney (If Necessary)

For those stationed overseas or unable to attend the home buying process in person.