For the brave men and women who serve in our armed forces, moving is often a recurring theme. It’s not just about shifting base but also about finding a home where their families can be comfortable, secure, and happy. Military families face unique challenges when it comes to housing. As a token of gratitude for their service, it is our duty to make this process as smooth as possible for them. This guide is designed to assist military families in finding their perfect home.
1. Understand Your Basic Allowance for Housing (BAH)
Before starting your house hunt, it’s essential to familiarize yourself with the BAH. This non-taxable monthly allowance varies based on rank, location, and whether you have dependents. It’s designed to support soldiers in finding housing that’s comparable to civilian housing markets.
Tips:
- Use the Defense Department’s BAH calculator to find out your rate.
- Consider properties that are within or below your BAH to ensure you’re living within your means.
2. Utilize Military-Friendly Real Estate Agents
Not all real estate agents have experience with the unique needs of military families. Opt for those who are familiar with the ins and outs of military housing, relocation processes, and VA loans.
Tips:
- Check for agents with the Military Relocation Professional (MRP) certification.
- Read reviews and seek recommendations from fellow service members.
3. Take Advantage of VA Loans
If you’re eligible, VA loans are a fantastic resource. They offer competitive interest rates, often require no down payment, and do not necessitate private mortgage insurance (PMI).
Tips:
- Ensure your chosen real estate agent is familiar with the VA loan process.
- Get pre-approved to increase your purchasing power.
4. Consider Proximity to the Base
While it might be tempting to opt for a house farther from the base to get more bang for your buck, consider the daily commute and accessibility during emergencies.
Tips:
- Map out potential routes and test the commute during rush hours.
- Consider the availability of military support communities around the area.
5. Prioritize Security and Amenities
While safety is a priority for everyone, military families, especially those with deployed members, might have unique security concerns.
Tips:
- Opt for communities with good security records.
- Look for amenities like schools, parks, and shopping centers that cater to military families.
6. Be Prepared for Future Moves
The nature of military life means that you might not be in one place for very long. When choosing a home, consider its potential resale value.
Tips:
- Opt for properties in growing neighborhoods.
- Think twice before investing in major renovations.
7. Join Military Community Groups
These groups can offer invaluable advice, from trustworthy realtors to the best neighborhoods for military families.
Tips:
- Connect with groups on social media or through your base’s community services.
- Attend local meetings and events to network and share experiences.
Finding a home for military families might come with its set of challenges, but with the right resources and support, it doesn’t have to be a daunting task. Remember, the home you choose is more than just a building; it’s a sanctuary for your family during times of service and beyond.
To all our military personnel and their families, thank you for your service. Let’s work together to find a place you can truly call home.
